Tag Archives | Retirement Income

Annuities – Be Sure You Know What You Are Getting

Key Takeaways An annuity is an insurance product that can pay out income. It’s a popular option for investors seeking a steady stream of income in retirement. Annuities can be a valuable tool if you are in a high tax bracket, have exhausted your pre-tax savings opportunities (like a 401(k)), and have a long-term time […]

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401(k) Plan Fees – Do you know what they are costing you?

Key Takeaways Despite disclosure rules adopted in 2012, 401(k) fees are still very murky and often overlooked by retirement plan participants. Hidden, seemingly innocuous fees can add up to hundreds of thousands of lost dollars over time. Employers are required to have fiduciary responsibility over their company’s retirement plans, including full disclosure of fees, expenses […]

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Social Security: How Do I Know When To Begin?

There are many great mysteries in the world.  Some are created by the forces of nature and some are created by our desire as human beings to overcomplicate things.  The rules around receiving Social Security help to create one such mystery. Most individuals approaching age 62 have probably had the thought:  “Should I just take […]

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“Now that I’m Retiring – How do I plan for distribution?”

Your retirement:  How  far into the future should I plan? The good news is that, statistically, you’re going to live for a long time.  The bad news is that, statistically, you’re going to live for a long time.  The average 65-year-old American can expect to live for over 19.2 additional years. (Source: National Vital Statistics Reports, […]

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