My Identity’s Been Stolen, Now What?

Key Takeaways: Over 3 million Americans are projected to be the victim of tax-related identity theft in 2015. If you are notified by the IRS that your taxes were filed multiple times for the year, it might be that your Social Security number has been compromised. If you’re identity has been stolen, it’s important to […]

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One Password for All!

Key Takeaways We need unique passwords for all of the websites we visit—including where we bank and invest online. We need a simple, secure way to keep track of all of these passwords. Software may be a solution for password management. The Problem Don’t the experts suggest that you have unique passwords for every website […]

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Exploring the Human Factor

Despite everything we know about efficient capital markets and all the solid evidence available to guide our rational decisions … we’re still human. We’ve got things going on in our heads that have nothing to do with solid evidence and rational decisions – a brew of chemically generated instincts and emotions that spur us to […]

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IRS Reverses Long-Standing Position on One-Rollover-per-Year Rule

Key Takeaways The IRS has indicated that a taxpayer may make only one tax-free, 60-day rollover between IRA’s within each 12 month period.  This rule applies to a taxpayer regardless of how many IRA’s he or she maintains. The one-rollover-per-year rule also applies–separately–to your Roth IRAs. Roth conversions don’t count as rollovers for this purpose. […]

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Getting Rich Slowly – A Lesson for the Younger Generation

As the newest member of the Independence Advisors team, I’d like to introduce myself.  I’ve been with the firm for a few weeks now, after spending 5 ½ years at PricewaterhouseCoopers in both Philadelphia and Denver, CO.  This month, my wife and I will be welcoming our first child to the world.  We’re incredibly excited […]

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Oldies But Goodies

We dusted off two of our most popular blogs in honor of spring cleaning and tax season. Key Takeaways Having a system you trust to find all of your key records, quickly and easily is just as important as deciding which records to retain. Remember, you run the system; the system doesn’t run you. After […]

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Why Does Active Investing Flourish?

Earlier this month, I had the opportunity to run an educational workshop at the SPA/AAP Pediatric Anesthesiology 2015 Meeting. The workshop was entitled “Evidence-Based Investing and Financial Planning.” We covered the 12 most important insights about evidence-based investing and how those insights can be applied to a rational financial planning process. Evidence-Based Investing is the […]

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