Research Confirms That Active Management Disappoints Investors

The evidence is clear, active investing offers a hollow promise of outperformance. Key Takeaways Most active managers can’t beat the markets long term. It’s not because they’re lacking in intelligence—it’s because their costs are too high and they have too much portfolio turnover. Successful fund investing is about more than picking past winners. Consider a […]

Read full story Comments are closed

Staying in the Stream – the Key to Fishing (and Investment) Success

Key Takeaways: Just like fishing conditions, markets are also virtually impossible to predict consistently. Investing for the long-term and consistently rebalancing helps to reduce the uncertainty of the markets and put investors in the best position to succeed. Market timing is not a reliable method for fishing, or investment returns. Fly fishing is a captivating […]

Read full story Comments are closed

My Identity’s Been Stolen, Now What?

Key Takeaways: Over 3 million Americans are projected to be the victim of tax-related identity theft in 2015. If you are notified by the IRS that your taxes were filed multiple times for the year, it might be that your Social Security number has been compromised. If you’re identity has been stolen, it’s important to […]

Read full story Comments are closed

One Password for All!

Key Takeaways We need unique passwords for all of the websites we visit—including where we bank and invest online. We need a simple, secure way to keep track of all of these passwords. Software may be a solution for password management. The Problem Don’t the experts suggest that you have unique passwords for every website […]

Read full story Comments are closed

Exploring the Human Factor

Despite everything we know about efficient capital markets and all the solid evidence available to guide our rational decisions … we’re still human. We’ve got things going on in our heads that have nothing to do with solid evidence and rational decisions – a brew of chemically generated instincts and emotions that spur us to […]

Read full story Comments are closed

IRS Reverses Long-Standing Position on One-Rollover-per-Year Rule

Key Takeaways The IRS has indicated that a taxpayer may make only one tax-free, 60-day rollover between IRA’s within each 12 month period.  This rule applies to a taxpayer regardless of how many IRA’s he or she maintains. The one-rollover-per-year rule also applies–separately–to your Roth IRAs. Roth conversions don’t count as rollovers for this purpose. […]

Read full story Comments are closed