Contributors

CHARLES P. BOINSKE, CFA – President, Independence Advisors

Chas Boinske oversees Independence Advisors strategic direction and portfolio management process. He is a nationally recognized expert in the complex financial issues faced by high net worth individuals and institutions. A pioneer in the use of Monte Carlo simulations in financial planning, he has published and spoken on the topic. During his more than 30 years in the investment management industry, he has been a featured speaker at national conferences, including the J.P. Morgan Wealth Management Conference, the Financial Planning Association, and the DFA Advisors College.

Chas co-founded Independence Advisors, Inc., the predecessor to Independence Advisors, LLC. He earned the Chartered Financial Analyst (CFA) designation, which is highly respected by the global financial industry for its rigorous focus on current investment knowledge, analytical skill, and ethical standards. Chas received his B.S. in Economics from the Pennsylvania State University. He is a member of the New York Society of Security Analysts, the CFA Society of Philadelphia, the Wealth Management Council, the Wealth Management Exchange, and the CFA Institute.

MARK RIOBOLI, CFP®, CFS – Director Wealth Management

As Director of Wealth Management, Mark applies his expertise and attention to detail to solving clients’ financial puzzles. He has over 27 years of experience in the wealth management industry.

Mark joined Independence Advisors in 2006. Prior to joining Independence Advisors, he held positions as Vice President and Investment Advisor, PNC Wealth Management; President and CEO of Bryn Mawr Asset Management, a subsidiary of The Bryn Mawr Trust Company; and a Manager in the Personal Financial Services Group of PricewaterhouseCoopers, LLC. Mark is a Certified Financial Planner Professional and a Certified Fund Specialist. He earned a B.S. in Finance from St. Joseph’s University. In 2011, he served as President of the Philadelphia Tri-State Financial Planning Association and spent a total of seven years on the board.

PATRICK D. RUNYEN, CPA/PFS, CFP® – Wealth Manager

As a Wealth Manager, Pat works closely with clients to implement wealth management solutions. He leverages his technical financial planning and consulting experience to assist clients with investment counseling, retirement planning, estate planning, wealth enhancement, asset protection, tax planning, and other personally significant financial decisions.

Pat brings over seven years of financial services experience to Independence Advisors. Prior to joining us in 2015, he worked in both the Assurance and Tax Practices at PricewaterhouseCoopers LLP in their Philadelphia and Denver offices. While in the PwC Tax practice, Pat provided financial planning guidance to executives and employees of multiple Fortune 500 companies. Pat’s experience also includes working at a fee-only wealth management firm in the Philadelphia area.

Pat is a Certified Public Accountant, holds the Personal Financial Specialist designation, and is a Certified Financial Planner. He earned a B.S. in

Finance from St. Joseph’s University and an M.B.A. with an Accounting concentration from La Salle University. He lives in Bryn Mawr, Pennsylvania with his wife Ann and their son Archie.

PATRICK D. MELVIN Jr. – Wealth Manager

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As a Wealth Manager, Pat works closely with clients to implement wealth management solutions. He helps clients make informed, intelligent and independent decisions regarding their wealth management needs.

With 6 years of financial services experience, Pat joined Independence Advisors in 2015. Prior to joining us, he was an advisor at Capital Planning Group of Pennsylvania. At Capital Planning, Pat specialized working with large physician groups’ qualified retirement/defined contribution plans as well as comprehensive financial planning for physicians and executives. Pat’s experience also includes examining clients’ insurance needs and estate planning solutions.

Pat earned his undergraduate degree from Villanova University. He lives in Center City, Philadelphia. In his free time, Pat enjoys playing golf at Overbrook Golf Club.

 

 BARBARA H. RICHARDSON, RP® – Director of Client Services & Chief Compliance Officer

As Director of Client Services, Barb leads the effort to improve the Independence Advisors

client experience, taking advantage of insights from more than 25 years experience in financial services. She also serves as Chief Compliance Officer and manages the firm’s administrative activities and data communications.

Barb has been with Independence Advisors since its inception. She earned her B.S. in Education from Philadelphia Biblical University. In July 2011 The College for Financial Planning® awarded Barb the RP® designation.

DR. GLENN FREED

Dr. Freed serves on the Vericimetry Advisors LLC Board of Directors and has been delegated certain day-to-day authorities in his capacity as CEO. He also serves as President of Vericimetry Funds along with serving on its Board of Trustees as Chairman and Trustee. Dr. Freed is an academic with practical experience in the financial services industry where he has expertise in taxes in the investment management sector.

Dr. Freed has 25 combined years of experience in investment management, tax and accounting research and education, and tax advising. He was Associate Dean of the Leventhal School of Accounting and Academic Director of the Master of Business Taxation Program at the University of Southern California prior to becoming a tax and financial consultant for Dimensional Fund Advisors and then Vice President from 2001 until 2010. At DFA Dr. Freed delivered customized quantitative investment solutions to both the financial advisory and the institutional market. He has numerous published papers and articles and has spoken at numerous financial advisory conferences and symposia.

Dr. Freed received a BS in Accounting from the University of Florida and a PhD from the Graduate School of Business at the University of Southern California. He is a Certified Public Accountant licensed in the State of Florida and holds the AICPA Personal Financial Specialist and FINRA Series 7 and 66 registrations.

DR. ANDREW BERKIN

Dr. Berkin is the Co-Chief Investment Officer, Head of Research and Portfolio Manager for Vericimetry Advisors LLC. Dr. Berkin has a rigorous technical background, having done research in theoretical physics and computer science. In his 14 years of experience in investment management he had utilized these capabilities for the systematic analysis and application of financial information.

Prior to joining Vericimetry in 2011, Dr. Berkin was at First Quadrant L.P., where he ultimately served as a Director in the research group. He was involved in all aspects of investment and portfolio management. His work included modeling both stock returns and asset allocation, estimating and analyzing transaction costs, developing analysis software, and investigating tax efficient investment strategies. He oversaw many of the firm’s portfolios and interfaced with clients, consultants and prospects. Prior to his career in investment management, Dr. Berkin was at NASA’s Jet Propulsion Laboratory where he pursued research into the visualization and analysis of large scientific data sets, with the result of that effort winning the 1996 NASA Software of the Year Award.

Dr. Berkin received his PhD in physics from the University of Texas at Austin and has a BS with honors in physics from the California Institute of Technology. He has published research articles in leading finance, physics and computer science journals. He is an instructor for the CFA Society of Los Angeles and a reviewer for the Financial Analysts Journal. He often speaks at industry conferences and guest lectures to university classes.

HOWARD PECK

Howard Peck is an Independent Insurance Broker specializing in all things Medicare. He has helped hundreds of clients navigate through the complexity of Medicare, while helping them choose the best Supplement Plan for their specific needs and budget.

Howard is a member of the National Association of Medicare Supplement Advisors and is AHIP Certified to assist clients with Medicare Advantage and Part ‘D’ Prescription Plans.

ANTONY JOFFE

As co-founder and president, Antony is responsible for managing Sterling’s day-to-day activities, including operations, compliance, sales and marketing. He previously served as president of a Pennsylvania-chartered trust company. Before starting his career in the trust services business, he spent 15 years in the financial services industry, working with emerging growth companies to complete public and private equity offerings, mergers and acquisitions transactions, valuations and other financial advisory work.

As a principal at Bryant Park Capital, a New York-based boutique investment bank, he helped establish the firm’s Philadelphia office. He was also a principal at FB Capital Partners, a $500 million private equity fund focused on non-control investments in the industrial, business services, financial services and real estate markets.

A certified public accountant, Antony has worked in the investment banking group of Janney Montgomery Scott and as an auditor in the Business Advisory Group at Coopers & Lybrand. He earned his MBA in finance from Temple University and his bachelor’s degree in accounting from Emory University.